A car accident on Las Olas Boulevard, the I‑95 or other busy Fort Lauderdale streets can turn your life upside down in seconds. Remaining calm and knowing what to do in those first moments will protect your health and your legal rights. This guide summarizes the essential steps, based on Florida law and advice from experienced personal injury attorneys.
1. Put Safety First
Move your vehicle out of traffic if possible. Pull over to the shoulder or into a parking lot and turn on your hazard lights. Do not stop in the middle of the road. If anyone is injured or vehicles block the roadway, call 911 immediately. Taking a moment to breathe and remain calm helps you make better decisions.
Check for Injuries and Seek Medical Care
Look yourself over and check your passengers for cuts, bruises, broken bones or other pain. Some injuries, such as whiplash or concussions, may not show symptoms right away. If anyone seems hurt, summon medical help immediately. Even if you feel fine, see a doctor soon after the crash; early medical records support your claim and prevent minor injuries from becoming serious.
2. Call the Police and Follow Florida Law
Florida law requires you to stay at the scene and report accidents that involve injury, death, a hit‑and‑run, a drunk driver, a commercial vehicle, a vehicle requiring a tow or apparent damage over $500flpd.gov. Remain at the scene until officers arrive leaving could result in hit‑and‑run charges. The responding officer will prepare an official crash report that serves as vital evidence in insurance claims and legal proceedings. For minor collisions without injuries or significant damage, Fort Lauderdale Police offer an online self‑report option through the Florida Highway Safety and Motor Vehicles (FLHSMV) portalflpd.gov.
3. Gather Evidence and Information
While waiting for law enforcement, document everything you can safely observe. Take photos or videos of the vehicles’ damage, skid marks, traffic signals, weather conditions and any visible injuries. Exchange information with the other driver names, phone numbers, license plate numbers, insurance policy numbers and vehicle descriptions. Ask witnesses for their contact details and statements. Do not admit fault or apologize; the determination of liability belongs to insurance adjusters and attorneys. Make a note of the police report number for future reference.
4. Notify Your Insurance Company (Carefully)
You should report the accident to your insurer promptly within 24 to 48 hours. Florida’s no‑fault system requires your Personal Injury Protection (PIP) coverage to pay for initial medical expenses and lost wages. When reporting, stick to factual information about the time, place and nature of the crash, and avoid giving recorded statements or speculating about fault until you have spoken to an attorney.
5. Consult a Personal Injury Attorney
For serious injuries, disputed liability or uncooperative insurers, contact a Fort Lauderdale personal injury lawyer. Local attorneys know Broward County court procedures and can help you preserve evidence, negotiate with adjusters and meet critical deadlines. Florida generally gives you two years to file a personal injury lawsuit, and 14 days to obtain medical treatment and claim PIP benefits. An attorney ensures you meet these deadlines and pursues compensation for medical bills, lost income and pain and suffering.
Understand Your Rights
Besides PIP benefits, victims in Florida may step outside the no‑fault system and sue the at‑fault driver for serious injuries. You also have the right to hire an attorney, file claims against the other driver’s insurer and, if settlement negotiations fail, to take your case to trial. An experienced lawyer will explain these rights and protect you from tactics insurers use to minimize payments.
6. Avoid Common Mistakes
- Do not admit fault. Saying “I’m sorry” can be used against you later.
- Stay off social media. Insurers monitor posts and photos to reduce claim values.
- Don’t delay medical care. Waiting to see a doctor allows insurers to question the seriousness of your injuries.
- Use official channels. Avoid side deals or accepting cash at the scene; follow proper reporting procedures.
7. Self‑Report for Minor Crashes
If the crash does not involve injuries or damage over $500, you can complete a Driver Self Report of Traffic Crash and email it to the FLHSMVflpd.gov. However, for most accidents it’s best to call the police so you have an official report to support your claim.
8. Why Hire a Local Lawyer?
Personal injury attorneys typically work on a contingency fee no attorney fees unless they obtain compensation for you. A Fort Lauderdale car accident lawyer can:
- Investigate the cause of your crash and gather additional evidence.
- Calculate the full value of your damages, including pain and suffering.
- Handle communications with insurers and fight for a fair settlement.
- File a lawsuit and represent you in court if needed.
Conclusion
Knowing what to do after a car accident in Fort Lauderdale can make the difference between a smooth recovery and a frustrating battle with insurers. Start by prioritizing safety and medical care, then call the police, gather evidence and report the crash to your insurer without admitting fault. Consulting with a personal injury attorney ensures you understand your rights, meet legal deadlines and maximize your compensation. Our law firm is available 24/7 to provide a free consultation and help you regain control of your life.