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Inserra Law Firm - Personal Injury Lawyer in Fort Lauderdale
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Fort Lauderdale Boat Accident Lawyer

Millions Recovered for Injured Clients.

Florida’s sunny weather and vast waterways make boating one of the state’s most popular pastimes but when accidents occur, the results can be catastrophic. Collisions, jet ski crashes, or reckless boating can lead to devastating injuries, costly medical care, and even loss of life.

At Inserra Law Firm, our Fort Lauderdale boating accident lawyers fight to hold negligent boat operators, rental companies, and manufacturers accountable. We understand the unique complexities of Florida and maritime law, and we’re committed to helping victims and families recover maximum compensation for their injuries and losses.

Why Choose Inserra Law Firm for Your Boating Accident Case?

Boating accident cases involve overlapping state, federal, and maritime laws that most personal injury firms aren’t equipped to handle. Inserra Law Firm brings deep experience in marine liability claims, insurance disputes, and accident reconstruction ensuring no detail is overlooked.

We’ve recovered millions of dollars for clients injured on Florida waters through strategic litigation and dedicated advocacy.

Our team is available 24/7, and you pay nothing unless we win.

Whether you were hurt on a jet ski, yacht, charter vessel, or private boat, we’ll fight tirelessly to make sure the negligent party is held responsible.

Why You Need a Boating Accident Lawyer in Florida

Boating accident claims are far more complicated than standard motor vehicle cases. Liability may fall on multiple parties including boat operators, owners, rental companies, or even manufacturers. Insurance coverage is often limited or disputed, and maritime jurisdiction can complicate recovery.

At Inserra Law Firm, we:
Investigate the cause of your accident, including operator error and mechanical failure.
Handle both Florida boating law and federal maritime law issues.
Negotiate aggressively with insurers to recover the maximum compensation available.
Help you focus on recovery while we handle every legal detail.

Understanding Boating Accidents in Florida

Common Causes of Boating Accidents

Our attorneys represent victims of all types of boating and watercraft accidents, including:

  • Operator Negligence – Inexperienced or careless boat handling.
  • Alcohol or Drug Use – Impaired operation leading to deadly collisions.
  • Excessive Speed – High-speed boating increases the risk of impact and ejection.
  • Distracted Operation – Failing to monitor surroundings, passengers, or other vessels.
  • Mechanical Failures – Engine defects, steering malfunctions, or electrical issues.
  • Collisions with Other Boats or Objects – Crashes with docks, buoys, or anchored vessels.
  • Lack of Safety Equipment – Missing life jackets, flares, radios, or navigation lights.

Every boating accident is preventable. Our job is to prove negligence and ensure victims receive justice for the harm caused.

Common Types of Boating Accidents

  • Personal watercraft (jet ski) collisions
  • Charter or rental boat accidents
  • Commercial vessel or tour boat injuries
  • Diving and snorkeling accidents
  • Parasailing and water sports injuries
  • Drownings and overboard incidents

Common Boating Accident Injuries

Boating accidents often lead to severe and life-changing injuries, including:

  • Traumatic brain injuries (TBI) from blunt impact or drowning
  • Spinal cord injuries and paralysis
  • Broken bones and lacerations from propeller strikes or collisions
  • Internal bleeding and organ damage
  • Burns from fuel or engine explosions
  • Emotional trauma and PTSD after near-drowning experiences

Legal Framework and Responsibilities

Understanding Florida Boating Accident Laws

Florida leads the nation in boating accidents and it also has some of the strictest reporting and liability laws.

Key Legal Principles

Reporting Requirements: Accidents involving injury, death, or major property damage must be reported to the Florida Fish and Wildlife Conservation Commission (FWC).
Liability: The operator, owner, rental company, or manufacturer may share responsibility depending on the cause.
Statute of Limitations: Victims typically have 2 years to file a personal injury or wrongful death claim.
Federal Maritime Law: If the accident occurred on navigable waters, federal admiralty jurisdiction may apply requiring specialized legal experience.

Evaluation and Compensation of your Case

Types of Recoverable Damages

Victims of boating accidents may be entitled to compensation for:
Medical expenses (emergency care, rehabilitation, surgeries)
Lost income and future earning potential
Pain and suffering
Emotional distress and trauma
Property damage
Wrongful death damages (for surviving family members)

The more severe your injuries and their long-term consequences, the higher the potential compensation.

What is the legal process?

Our Step-by-Step Legal Process

How We Handle Your Case

Free Consultation – Discuss your boating accident and learn your legal options.
Thorough Investigation – Review police reports, FWC records, and witness statements.
Evidence Collection – Gather maintenance records, photos, and black box data (if available).
Identify Liability – Determine all parties responsible, from negligent operators to rental agencies.
Negotiation and Litigation – Demand fair compensation or take your case to court if necessary.

From the initial report to the final settlement, Inserra Law Firm manages every stage of your claim with precision and care.

How Insurance Companies Try to Minimize Boating Claims

Insurance adjusters often:

  • Argue the victim “assumed the risk” by boating.
  • Dispute who was operating the vessel at the time.
  • Downplay injuries or delay payouts.
  • Offer quick, low settlements to close the case cheaply.

Our firm counters these tactics by presenting strong evidence, expert testimony, and a clear demonstration of negligence, ensuring you’re compensated fairly.

Results and Success Stories

Proven Results for Our Clients

Recent Case Highlights

Recovered $300,000 for a client injured in a speedboat collision near Miami.
Secured $200,000 for victims of a jet ski crash caused by reckless operation.
Won $150,000 for a passenger injured by a rental company’s negligence.
Each case reflects our commitment to achieving justice on Florida’s waterways.

The solution you’ve been looking for

How Inserra Law Firm Can Help You

We stand with boating accident victims and their families by providing:
Comprehensive Investigation – Uncovering the real cause of your accident.
Expert Legal Guidance – Handling complex state and maritime laws.
Aggressive Advocacy – Holding negligent parties accountable.
Compassionate Support – Helping you recover physically and emotionally.
No Upfront Fees – You pay nothing unless we win your case.

We fight for victims injured on Florida’s waters because everyone deserves safety, justice, and accountability.

Get Legal Help Today

If you or a loved one has been injured in a boating accident, don’t let negligent operators or insurers escape responsibility.

We’re available 24/7 to protect your rights and secure the compensation you deserve.

Boating Accident FAQs